The Ripple Effect — 7/29/25

The Ripple Effect

— 3 min read
The Ripple Effect — 7/29/25
Photo by Dmytro Demidko / Unsplash

XRP: $3.17 (+1.92%) Target: $3.65-$3.82 breakout

XRP maintains strong momentum above $3.00 as institutional interest builds with ETF approval odds now at 95% by year-end. Technical indicators signal potential breakout toward $3.65-$3.82, while the recently signed GENIUS Act provides regulatory clarity for RLUSD stablecoin operations on the XRP Ledger.

Market Update & Technical Analysis

XRP continues its steady ascent, trading at $3.17 with impressive volume surges indicating strong institutional interest. Technical indicators like RSI and MACD are flashing strength as XRP holds above $3.00 support, with analysts watching closely for a decisive breakout above $3.35 resistance.

Key Technical Levels:

  • Immediate: $3.35 (critical breakout level)
  • Next target: $3.65-$3.82 range
  • Support: $3.00 psychological level

The formation of bullish flag patterns and higher lows suggest momentum is building. While XRP is down more than 12% on the week, daily gains show renewed buying pressure as institutional flows increase.

ETF Developments & Institutional Interest

Record ETF Approval Odds: According to Polymarket, there is now a 98% chance of regulatory approval for XRP ETFs by year-end, which could attract billions in capital inflows and bolster mainstream adoption.

ProShares Ultra XRP ETF Launch: The SEC has approved ProShares’ leveraged XRP ETF (UXRP), which began trading on NYSE Arca on July 18, 2025. This 2x leveraged futures-based fund marks the first XRP-focused ETF approved for U.S. trading.

Multiple Applications Pending: The SEC is currently reviewing 11 XRP ETF applications from major asset managers including Grayscale, 21Shares, Bitwise, Canary Capital, WisdomTree, Franklin Templeton, and CoinShares, with decision deadlines spanning October 2025.

Corporate Treasury Adoption: Shares of Hyperscale Data (GPUS) rose 12% Monday after confirming it has begun acquiring XRP as part of its $10 million digital asset allocation strategy.

Regulatory & Legislative Developments

GENIUS Act Signed into Law: President Trump officially signed the GENIUS Act on July 18, 2025, establishing the first federal regulatory framework for stablecoins. This directly benefits Ripple’s RLUSD stablecoin, which operates on the XRP Ledger.

The Act requires 100% reserve backing with liquid assets and strict disclosure requirements, providing the regulatory clarity needed for institutional stablecoin adoption. Industry expert Vet noted this could unlock “trillions” for stablecoins on the XRP Ledger.

Upcoming Clarity Act: The House also passed the Digital Asset Market Clarity Act, which would establish comprehensive rules for crypto markets and could further clarify XRP’s regulatory status.

Notable Analyst Commentary

Jake Claver (Digital Ascension Group): CEO Jake Claver maintains his ambitious outlook, recently reiterating his prediction that XRP could reach $1,500-$2,000 by January 1, 2026, based on potential liquidity shifts and XRP’s role in settlement processes.

Black Swan Capitalist: CEO Versan Aljarrah says XRP is fast becoming a cornerstone of the emerging tokenized global economy. He argues that XRP holders are positioned to “control the new financial system” through tokenized ownership and decentralized infrastructure built on the XRP Ledger.

Coach JV: Prominent digital asset commentator Coach JV has labeled XRP as one of the most undervalued investment opportunities in the market, calling it a “once-in-a-lifetime opportunity that many people will overlook until it’s too late.”

Ecosystem & Partnership Updates

Payment Network Growth: Payments account for nearly 60% of XRP Ledger transactions, with weekly payment volumes rising from 1.5 million in 2023 to over 8 million by mid-2025, demonstrating growing real-world utility.

On-Demand Liquidity Expansion: Over $15 billion was transacted via ODL in 2024, a 32% year-over-year increase. More than 300 financial institutions across 45+ countries now use RippleNet, with over 40% utilizing XRP for ODL transactions.

Looking Ahead

Immediate Catalysts (Next 48 Hours):

  • Technical: Watch for $3.35 breakout confirmation
  • Regulatory: GENIUS Act implementation details
  • ETF: Continued institutional interest and potential filings

Key Dates:

  • 2025 Q4: Expected timeframe for spot XRP ETF approvals
  • End of 2025: Full GENIUS Act enforcement expected
  • 2026: Potential timeframe for Jake Claver’s ambitious price targets

Risk Factors: Crypto market volatility remains elevated. Regulatory uncertainty despite recent positive developments. Competition from stablecoins and traditional payment systems. Potential profit-taking at resistance levels.

Bottom Line

XRP stands at a critical juncture with multiple bullish catalysts converging. The combination of regulatory clarity through the GENIUS Act, record-high ETF approval odds, institutional adoption, and strong technical patterns suggests significant upside potential. However, investors should prepare for volatility as these developments unfold.

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