Office of Comptroller of the Currency
The OCC has granted conditional approval for trust bank charters to Ripple and four other crypto firms, marking a historic moment in U.S. digital asset regulation. Here's what this means for XRP and the broader crypto market.
$XRP
Federal Reserve's 'skinny master account' proposal and Ripple's pending OCC charter application create dual pathways to US payment rails. With October decision deadlines converging, RLUSD could soon settle directly through Fed infrastructure.
Erebor Bank
The Office of the Comptroller of the Currency granted preliminary conditional approval to Erebor Bank on October 15, 2025, marking a watershed moment for crypto-focused banking in the United States. Founded by tech luminaries Palmer Luckey and Joe Lonsdale with backing from Peter Thiel's Founders Fund, Erebor aims
Brad Garlinghouse
Ripple makes history by applying for federal banking charter while pursuing Fed Master Account access. CEO Brad Garlinghouse confirms dual state-federal oversight strategy that could revolutionize stablecoin trust standards and accelerate institutional crypto adoption