MoreMarkets Launches XRP Falcon Account: Institutional-Grade Yield

TL;DR: MoreMarkets has unveiled the XRP Falcon Account, allowing retail investors to access yield strategies traditionally reserved for institutions, targeting 3-7% APY through market-neutral trading strategies powered by AI-driven infrastructure and institutional-grade prime brokerage.

The crypto yield landscape just expanded significantly for XRP holders. MoreMarkets has unveiled the XRP Falcon Account, a new product designed to bring institutional-grade yield strategies to retail XRP holders. This development represents a major step toward democratizing sophisticated financial strategies that were previously exclusive to hedge funds and major institutions.

Breaking Down Institutional Barriers

For too long, only the wealthy and institutions have had access to high-yield strategies used by hedge funds, private credit firms, and other exclusive investment deals generating 20+% annual returns. The XRP Falcon Account addresses this gap by leveraging partnerships with leading digital asset infrastructure providers to make professional-grade trading strategies accessible to everyday XRP holders.

The timing is particularly significant given XRP's position in the market. XRP represents 4.2% of the entire crypto market and around one-fifth of the altcoin market when excluding BTC, ETH, and stablecoins. Despite this substantial market presence, XRP has no native staking and essentially lacks yield as an asset, so most XRP just sits idle in wallets or on centralized exchanges.

How the XRP Falcon Account Works

The account operates through a sophisticated three-step process that maintains user control while accessing institutional infrastructure. Deposited XRP is used to unlock funds without selling the asset, maintaining exposure to its underlying value. Users deposit XRP into MoreMarkets' secure pre-deposit vault, where funds are then allocated to ML Tech's AI-driven crypto investment platform.

Under Leo's leadership, ML Tech has surpassed $100M+ in platform AUM, with 20+ trading teams and a rapidly growing base of institutional clients. The platform manages sophisticated trading strategies across multiple exchanges, focusing on market-neutral approaches that generate returns regardless of XRP's price direction.

Key operational features include:

• Weekly yield distributions paid in XRP
• Scheduled weekly redemption windows for withdrawals
• Conservative risk management with no excessive leverage
• XRP posted directly as collateral without selling

Core Strategy: Market-Neutral Yield Generation

The XRP Falcon Account generates returns through two primary institutional strategies that have proven successful in traditional finance. Funding rate arbitrage collects payments from traders in perpetual futures markets while minimizing exposure to price swings. This strategy capitalizes on the funding fees that traders pay to maintain leveraged positions in perpetual futures markets.

The second strategy involves futures basis trading, which captures spreads between spot and futures contracts as they converge, providing a steady source of yield. Both approaches are designed to earn consistent returns without depending on XRP's price appreciation or decline.

The account targets an APY range of 3–7%, varying with market conditions and trading activity. During periods of high trading volume or increased demand for leverage in XRP markets, yields may reach the higher end of this range.

Institutional Infrastructure and Partners

The XRP Falcon Account's foundation rests on partnerships with two key institutional players. MoreMarkets emphasizes that the XRP Falcon Account is not a standard DeFi yield farm. Instead, it operates through a partnership with a leading digital asset prime broker. This infrastructure provides the same execution quality and liquidity access used by hedge funds and major financial institutions.

ML Tech, the AI-driven investment platform powering the strategies, brings significant credibility to the offering. The ML Tech Platform provides institutional clients access to a curated selection of fully automated, AI-enhanced crypto trading strategies designed to optimize performance across various market conditions. The platform's track record includes managing substantial assets under management and executing thousands of daily trades across leading crypto venues.

XRP-Specific Market Implications

This launch addresses a longstanding gap in the XRP ecosystem. Unlike Ethereum's extensive DeFi infrastructure or other blockchain networks with native staking mechanisms, XRP holders have historically had limited options for generating passive income on their holdings. The Falcon Account represents the first major institutional-grade solution specifically designed for XRP yield generation.

Potential impacts on XRP adoption include:

• Increased utility for long-term XRP holders
• Enhanced appeal to institutional investors seeking yield
• Reduction in idle XRP supply as holders pursue yield opportunities
• Demonstration of XRP's viability for sophisticated financial products

The development also positions XRP more competitively against assets that offer native yield mechanisms. By providing a secure, institutional-grade yield option, MoreMarkets addresses one of the key disadvantages that XRP has faced compared to stakeable cryptocurrencies.

Regulatory and Risk Considerations

The XRP Falcon Account's structure incorporates several safeguards designed to protect user deposits while complying with regulatory frameworks. ML Tech is a non-custodial investment management platform providing institutional investors access to top crypto trading strategies, which means users retain ownership of their underlying XRP throughout the process.

The weekly redemption windows balance liquidity needs with operational requirements for institutional trading strategies. Withdrawals are available during weekly redemption windows, which balance liquidity with orderly strategy unwinding. This structure prevents forced selling during adverse market conditions while maintaining reasonable access to funds.

Risk management protocols include conservative leverage policies and diversification across multiple exchanges and liquidity venues. The strategies focus on capturing market inefficiencies rather than directional bets, which should help reduce overall portfolio volatility.

Market Context and Broader Adoption

The launch comes at a time of growing institutional interest in crypto yield products. The launch follows strong demand for the platform's first XRP Earn Account, which quickly reached its $9 million cap. This early success demonstrates the significant appetite for professional-grade XRP yield solutions among retail investors.

MoreMarkets has also expanded its XRP offerings through partnerships with other blockchain infrastructure providers. Flare is teaming up with MoreMarkets to launch the "XRP Earn Account," a new and secure way for XRP holders to earn yield seamlessly and onchain. This multi-pronged approach suggests a comprehensive strategy to address different segments of the XRP holder base.

The timing aligns with broader positive sentiment around XRP following recent legal developments. The SEC's four-year lawsuit against Ripple has ended, restoring investor confidence and driving XRP's price up to $2.97 on August 18, 2025. This regulatory clarity creates a more favorable environment for innovative financial products like the Falcon Account.

Looking Forward: Implications for XRP and DeFi

The XRP Falcon Account represents more than just a new yield product—it demonstrates how traditional financial strategies can be adapted for crypto assets that lack native DeFi infrastructure. The success of this approach could pave the way for similar products targeting other non-Ethereum cryptocurrencies.

For XRP specifically, the Falcon Account could help address one of the token's key competitive disadvantages. By providing institutional-grade yield opportunities, MoreMarkets enhances XRP's value proposition for both retail and institutional holders. This could contribute to increased adoption and reduced selling pressure as holders seek to maximize their returns through yield rather than trading.

Key takeaways for the XRP ecosystem:

• First institutional-grade yield solution specifically for XRP holders
• Market-neutral strategies targeting 3-7% APY with weekly distributions
• Partnership between MoreMarkets and ML Tech brings $100M+ AUM expertise
• Addresses longstanding gap in XRP's utility compared to stakeable assets
• Could drive increased adoption and reduced idle supply

The XRP Falcon Account is now live and accepting deposits, marking a significant milestone in the evolution of XRP as a yield-generating asset. As the platform scales and demonstrates consistent performance, it may serve as a model for bringing institutional financial strategies to other cryptocurrency communities.

DISCLAIMER: This newsletter is for informational purposes only and does not constitute investment advice, advertising, or a recommendation to buy, sell, or hold any securities. This content is not sponsored by or affiliated with any of the mentioned entities. Investments in cryptocurrencies or other financial assets carry significant risks, including the potential for total loss, extreme volatility, and regulatory uncertainty. Past performance is not indicative of future results. Always consult a qualified financial professional and conduct thorough research before making any investment decisions.

Sources

• Blockonomi: XRP Holders Can Now Access Institutional-Grade Yield With Falcon Account
• MoreMarkets Official Blog: Introducing the XRP Falcon Account
• ML Tech Official Website
• Flare Network: MoreMarkets chooses Flare to power the future of XRP yield
• Techopedia: Experts' XRP Price Predictions 2025–2040
• Investopia: Leo Mindyuk Profile & Bio